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AustSafe Super Industry

AustSafe Super Industry is specifically for members whose employers pay their Superannuation Guarantee (SG) payments on their behalf. If this is you, see why AustSafe Super is the best super in the country.

How do I join?
Online Access to your Account
Low Fees
Insurance
Additional Benefits
Financial Planning
Forms and Publications

If you have any questions regarding your joining AustSafe Super please call our Customer Service Centre on 1300 131 293, they don’t bite.

How do I join?

Becoming an AustSafe Super Industry Member is easy, all you need to do is:

Download the AustSafe Super Industry Member Guide which has all the information you need about becoming a member, plus all the forms you need to complete. There a checklist at the back to help you out.
Complete an Industry Membership Application Form and post it back to the address on the form. Don’t forget to sign and date the form. Your employer will help with you with the details AustSafe Super requires from them.
When you join, you have the option to make your own Investment Choice from our 9 investment options. If you don’t make a selection on your application, you will be invested in the Balanced option which is the Fund’s default option.
You can also select from a number of insurance options for peace of mind. As a member of AustSafe Super Industry you are automatically given one unit of Death and Total and Permanent Disablement cover if you meet the eligibility requirements. You can also apply for additional Death only, Death and Total and Permanent Disablement (TPD) as welll as Income Protection Insurance at a level of cover to suit your needs.
Finally, complete the Transfer Form to roll in your super benefits from other Funds. You will save on fees and grow your super balance faster.

If you need assistance completing your Membership Application, you can speak with one of our Customer Service Officers on 1300 131 293.

If you will be contributing directly, rather than via an employer, you will need to join AustSafe Super Personal. Download the Personal Member Guide here.

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Online Access to your Account

AustSafe Super MemberAccess is our secure online facility that allows you to access and view your account online.

AustSafe Super MemberAccess lets you:

View or update personal account information like your name, address and date of birth.
View account details including account balance and contribution history
View or switch your investment choices
View or change your beneficiary information
Receive your Annual Statement or Record of Contributions (coming soon)

You can register for Member Access by clicking on the 'Register' button on the left side of the home page. Hot dog!

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Low Fees

As an Industry Super Fund, AustSafe Super maintains low fees^. It is important that you compare fees when selecting a super fund. Small differences in fees and costs can have a substantial impact on your long term returns.

Fees when your money moves in and out of the Fund
These fees are directly deducted from your account.

Establishment Fee
Contribution Fee
Withdrawal Fee

Termination Fee
Management Costs

Nil
Nil
$55 Deducted from your benefit at the time of payment.
No fee is charged for benefit payments due to retirement, death, TPD or permanent incapacity.
Nil

$1.50 per week or $78 p.a. (charged weekly)

0.10% - 0.96% of your account balance depending on your Investment choice (see below Investment Management Fees).

0.05% of your account balance.

Service Fees

Investment Switching Fee

One FREE switch per financial year. $20 for each subsequent switch in the same financial year.

Incidental Fees

Location Fee
Family Law Enquiry Fee
Family Law Splitting Fee

$40 if your address is incorrect and the Trustee needs to request an Agency to locate you.
$110 to process requests for information about your spouse.
$100 charged for splitting an account under the Family Law Act

Investment Management Fees

These fees are not paid directly from your account, but are deducted from investment options before returns are declared and allocated to your account. These fees can differ from year to year and those shown below are based on information from 30 June 2009.

Pooled Investment Options

Balanced
Capital Stable
Super Growth

0.85%
0.64%
0.86%

Asset Class Investment Options

Australian Equities
International Equities
Property
Fixed Interest
Cash
Bank Cash

0.79%
0.96%
0.75%
0.47%
0.10%
0.40%*

*Estimated Investment Management Fee. This option commenced on 1 January 2009.

For more detailed information about fees, read over the AustSafe Super Industry Member Guide (PDS).

Our Regional Managers will work like a dog to prepare an independent comparison specific to your needs using the SuperRatings^{^}comparator to help you compare funds. You can even select the funds you’d like to compare.

^Based on independent research from SuperRatings Pty Ltd. Fees may vary in the future.

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Insurance

As a benefit of being a member of AustSafe Super we provide you with a variety of insurance options to ensure yourself and your family are protected.

Upon joining you are provided with one unit of Death and Total and Permanent Disablement cover, if you meet the eligibility requirements. You can also apply for additional units of Death only, Death and Permanent Disablement (TPD) insurance cover. Premiums are calculated weekly and deducted from your account on a monthly basis.
AustSafe Super offers both White Collar Insurance scales as well as Standard Insurance scales.
We also offer Income Protection Insurance, which is very important when you are self-employed.
Additional units of cover and Income Protection units of cover are subject to acceptance by the insurer.

To find out what insurance is right for you, contact the AustSafe Super Customer Service Centre on 1300 131 293 or download the Industry Member Guide and review the Insurance section.

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Additional Benefits

AustSafe Super is more than Super, we’re best of breed.

For 20 years, we’ve been providing more than 160,000 rural and regional Australians with financial security through competitive superannuation. As you member of AustSafe Super Industry you’ll receive the following benefits:

Strong investment record with proven long-term performance*
Low Fees^
All profits go to you the member, we do not pay commissions
A wide range of investment choices
A membership that can be taken from job to job
FREE Super and Retirement Planning Seminars
Online Access to your Account
Low cost Home Loans and Banking products through Members Equity Bank
Access to Financial Planning Services

*Past performance is not an indicator of future performance.

^Based on independent research from SuperRatings Pty Ltd. Fees may vary in the future.

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Financial Planning

At AustSafe Super, we believe that good information and an understanding of your superannuation is the key to making sound investment decisions. We believe all members, regardless of age, income or account balance, should have access to financial advice services to help you feel comfortable making decisions about your financial future.

As a member of AustSafe Super you can access personal advice relating to your superannuation, including consolidation, investment choice, taxation and contributions through the Personal Money Coaches at Money Solutions.

Call 1300 131 293 and ask to talk to a Personal Money Coach.

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