AustSafe Super Personal is top dog choice for those people who are either self-employed or business owners. If this is you, see why AustSafe Super Personal is more than super, its best of breed.
How do I join?
Online Access to your Account
Low Fees
Insurance
Additional Benefits
Financial Planning
Forms and Publications
If you have any questions about joining AustSafe Super Personal call our Customer Service Centre on
1300 131 293, they don’t bite.
How do I join?
Becoming an AustSafe Super Personal Member is easy, all you need to do is:
- Download the AustSafe Super Personal Member Guide (PDS) which has all the information you need about becoming a member, plus all the forms you need to complete. There a checklist at the back to help you out.
- Complete a Personal Membership Application Form and post it back to the address on the form. Don’t forget to sign and date the form and enclose your cheque for $1,500 or alternatively transfer your balance from another super fund to cover the initial investment requirement.
- When you join, you have the option to make your own Investment Choice from our 9 investment options. If you don’t make a selection on your application, you will be invested in the Balanced option which is the Fund’s default option.
- You can also select from a number of insurance options for peace of mind. As a member of AustSafe Super Personal you can apply for Death only, Death and Total and Permanent Disablement (TPD) as well as Income Protection Insurance at a level of cover to suit your needs.
- Finally, complete the Transfer Form to roll in your super benefits from other Funds. You will save on fees and grow your super balance faster.
If you need assistance completing your Membership Application, you can speak with one of our Customer Service Officers on 1300 131 293.
If your employer will be contributing to your super on your behalf, you will need to join AustSafe Super Industry. Download the Personal Member Guide (PDS).
Online Access to your Account
AustSafe Super MemberAccess is our secure online facility that allows you to access and view your account online.
AustSafe Super MemberAccess lets you:
- View or update personal account information like your name, address and date of birth.
- View account details including account balance and contribution history
- View or switch your investment choices
- View or change your beneficiary information
- Receive your Annual Statement or Record of Contributions (coming soon)
You can register for Member Access by clicking on the 'Register' button on the left side of the home page. Hot dog!
Low Fees
As an Industry Super Fund, AustSafe Super maintains low fees^. It is important that you compare fees when selecting a super fund. Small differences in fees and costs can have a substantial impact on your long term returns.
Fees when your money moves in and out of the Fund
These fees are directly deducted from your account.
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Establishment Fee
Contribution Fee
Withdrawal Fee
Termination Fee
Management Costs
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Nil
Nil
$55 Deducted from your benefit at the time of payment.
No fee is charged for benefit payments due to retirement, death, TPD or permanent incapacity.
Nil
$1.50 per week or $78 p.a. (charged weekly)
+
0.10% - 0.96% of your account balance depending on your Investment choice (see below Investment Management Fee).
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0.05% of your account balance.
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Service Fees
| Investment Switching Fee |
One FREE switch per financial year. $20 for each subsequent switch in the same financial year. |
Incidential Fees
Location Fee
Family Law Enquiry Fee
Family Law Splitting Fee |
$40 if your address is incorrect and the Trustee needs to request an Agency to locate you.
$110 to process requests for information about your spouse.
$100 charged for splitting an account under the Family Law Act |
Investment Management Fees
These fees are not paid directly from you account, but are deducted from investment options before returns are declared and allocated to your account. These fees can differ from year to year and those shown below are based on information from 30 June 2008.
Pooled Investment Options
Balanced
Capital Stable
Super Growth |
0.85%
0.64%
0.86% |
Asset Class Investment Options
Australian Equities
International Equities
Property
Fixed Interest
Cash
Bank Cash |
0.79%
0.96%
0.75%
0.47%
0.10%
0.40%* |
*Estimated Investment Management Fee. This option commenced on 1 January 2009.
For more detailed information about fees, read over the AustSafe Super Personal Member Guide (PDS).
Our Regional Managers will work like a dog to prepare an independent comparison specific to your needs using the SuperRatings comparator to help you compare funds. You can even select the funds you’d like to compare.
^Based on independent research from SuperRatings Pty Ltd. Fees may vary in the future.
Insurance
As a benefit of being a member of AustSafe Super we provide you with a variety of insurance options to ensure yourself and your family are protected.
- Upon joining you can apply for Death only, Death and Permanent Disablement (TPD) insurance cover. Premiums are calculated weekly and deducted from your account on a monthly basis.
- AustSafe Super offers both White Collar Insurance scales as well as Standard Insurance scales.
- We also offer Income Protection Insurance, which is very important when you are self-employed.
- All insurance is subject to acceptance by the insurer.
To find out what insurance is right for you, contact the AustSafe Super Customer Service Centre on 1300 131 293 or download the Personal Member Guide (PDS) and review the Insurance section.
Additional Benefits
AustSafe Super is more than Super, we’re best of breed.
For 20 years, we’ve been providing more than 160,000 rural and regional Australians with financial security through competitive superannuation. As you member of AustSafe Super Personal you’ll receive the following benefits:
*Past performance is not an indicator of future performance.
^Based on independent research from SuperRatings Pty Ltd. Fees may vary in the future.
Financial Planning
At AustSafe Super, we believe that good information and an understanding of your superannuation is the key to making sound investment decisions. We believe all members, regardless of age, income or account balance, should have access to financial advice services to help you feel comfortable making decisions about your financial future.
As a member of AustSafe Super you can access personal advice relating to your superannuation, including consolidation, investment choice, taxation and contributions through the Personal Money Coaches at Money Solutions.
Call 1300 131 293 and ask to talk to a Personal Money Coach.
Forms and Publications
AustSafe Super Personal Member Guide (PDS)
AustSafe Super Personal Transfer Form
AustSafe Super Personal Binding Death Benefit Nomination Form
AustSafe Super Personal Health Statement
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