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AustSafe Super Industry |
AustSafe Super Personal |
AustSafe Super Pension |
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Who is the product best suited to?
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Members who work for an employer |
Members who are self employed or business owners |
Members seeking a regular income in retirement |
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What is the minimum investment amount?
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There is no minimum |
$1,500 |
$25,000 |
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Can I make voluntary contributions?
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Yes. You can make voluntary contributions free of charge. |
Yes. You can make voluntary contributions free of charge. |
Yes. You can make contributions if you are transitioning to retirement. Once you commence a pension, you can no longer make voluntary contributions. |
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Can I salary sacrifice contributions into my account?
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Yes, if your employer permits. |
Yes. |
Yes, only if you are transitioning to retirement. N/A if you have commenced a pension. |
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Can I access Death and TPD insurance cover?
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Yes. All members of AustSafe Super Industry automatically receive 1 unit of Death and TPD cover upon joining. You can apply for additional units. |
Yes. All members of AustSafe Super Personal can apply for the desired level of cover. |
No. AustSafe Super does not offer Death and TPD insurance to members of the Pension product. |
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Can I access Income Protection cover?
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Yes. All members of AustSafe super Industry can apply for the desired level of cover. |
Yes. All members of AustSafe super Personal can apply for the desired level of cover. |
No. AustSafe Super does not offer Income Protection to members of the Pension product. |
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Can I take advantage of the Government Co-contribution if I am eligible?
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Yes |
Yes |
N/A |
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Can I make lump sum withdrawals?
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Yes* |
Yes* |
Yes |
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Can I access financial advice
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Yes |
Yes |
Yes |
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How many investment options can I choose from?
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9 investment options in total (3 Pooled options and 6 Asset Class options). |
9investment options in total (3 Pooled options and 6 Asset Class options). |
9investment options in total (3 Pooled options and 6 Asset Class options). |
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Can I make a binding nomination in the event of my death?
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No |
Yes, you can make a nomination which is valid for 3 years. |
Yes, you can make a nomination which is valid for 3 years. |
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What are the Investment Fees?
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0.10– 0.96%p.a.# |
0.10– 0.96%p.a.# |
0.10– 0.96%p.a.# |
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Can I access banking services and products through Members Equity Bank?
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Yes |
Yes |
Yes |
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Product Disclosure Statements
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AustSafe Super Industry |
AustSafe Super Personal |
AustSafe Super Pension |