Choosing a super fund

Most people can choose their super fund. However, before making a decision, it’s important to consider the following:

Fees

AustSafe Super works hard to maintain low fees1.

We don’t charge:

  • Entry fees
  • Account establishment fees
  • Contribution fees, or
  • Switching fees.

We also don't pay commissions to financial planners! Remember the higher the fees, the greater the impact on your super balance.

Investments

We offer a range of investment options. You can choose how your super is invested.

The investment options you choose should suit your needs and comfort level with risk. When you look at your options, ask yourself, have they met their objective over time and do I need advice?

Our AustSafe Super Financial Planners can help you choose the right path for your situation. Make the best decisions about your finances and get your wealth and super on track. Call 1300 551 352 to make an appointment today.

Returns

Super is a long-term investment and can become one of your most important assets. Focus on the medium and long-term results to measure performance.

AustSafe Super has continued to deliver strong investment outcomes with a return of 10.56% for the MySuper (Balanced) Investment Option for the year to 30 June 2015. This strong performance has also been demonstrated over the long term with average returns of 9.63%p.a. over 5 years and 9.44% since inception (August 1988). For more up-to-date returns, see our investment section.

Commissions

Many super funds pay commissions to financial advisers. We don’t! We’re an Industry SuperFund, run only to benefit you. We keep our fees low to ensure our members have more money in retirement.

Insurance

Insurance through your super fund makes sense! Premiums are deducted automatically from your super balance so you don’t need to dip into your take-home pay. Better yet, you receive two units of Standard Death & TPD cover when joining AustSafe Super (subject to meeting eligibility conditions).

More information about our insurance offering is available in the Insurance Guide.

Member benefits

Being a member of AustSafe Super has additional benefits.

These include complimentary information seminars to keep you up-to-date with changes and help you make the most of your super.

Changing jobs

Changing jobs doesn't mean changing super funds. Take us with you.

Give your new employer your membership card or the Take us with you form.

Ready to become a member?

Join  

1SuperRatings Fundamentals Assessment – Fee Comparison result less than average – 31 October 2016.
2SuperRatings Fund Crediting Rate Survey – Balanced (60-76) Index result above median on rolling 10 year return for AustSafe Super – MySuper (Balanced) – 30 November 2016.