Members Equity Bank – The Super Funds Bank
13 15 63
www.membersequitybank.com.au

Members Equity Bank is an award winning innovative bank 100% owned by some of Australia’s leading super funds. It was formed specifically to provide hard working Australians with access to low cost Banking Products including low cost home loans, credit cards, personal loans and savings accounts. These products are available to members of Austsafe Super. Employers using Austsafe Super have access to Members Equity Business Bank products and services.

Members Equity Home Loans

Members may apply for a Super Members Home Loan which provides a discounted interest rate on the Standard Home Loan, Ultimate Offset Account and Interest Only Investment Loan. Members Equity home loan features include:

• No application fee
• No valuation fee
• No account keeping fees
• No fees to split or top-up your loan
• No fees for Phone and Internet banking
• Free redraw facility
• Offset account option

Members Equity MasterCard

The Members Equity MasterCard is a low cost credit card with one of Australia’s lowest on going credit card rates. Calculate the savings you could make by switching your outstanding balance from your current credit card to the award winning Members Equity MasterCard.

• One of Australia’s lowest ongoing credit card rates
• Up to 44 days interest free on purchases
• A low $30 annual fee (waived after the first year if you spend over $7,500 on purchases each year)
• No charge for additional cardholders
• Emergency worldwide replacement if card is lost or stolen

Members Equity InterestME Savings Account

The InterestME Savings Account is a 2-in-1 account that pays the high interest of a savings account combined with the easy access of a transaction account.

• Earn a high rate of interest on every dollar over $3000
• No account keeping fees
• No minimum monthly balance required
• 15 free EFTPOS transactions every month
• Free direct debits and credits
• Free Phone and Internet banking
• Access to funds 24 hours a day, 7 days a week via ATM and EFTPOS
• Cheque book option

Members Equity Personal Loans

The Members Equity Personal Loan has no ongoing account keeping fees, so every dollar paid goes straight to reducing your loan. If you wish to repay your loan off early there are no penalties - at Members Equity we truly believe in offering customers value for money.

• A low fixed interest rate
• No ongoing account keeping fees
• No annual fe fixed interest rate
• No ongoing account keeping fees
• No annual fee
• No fees for extra repayments
• No penalties for early payout
• Select your own loan term - 1, 2, 3, 4 or 5 years
• Easy application process

Members Equity Business Banking Products and Services

Members Equity Bank offers employers a range of innovative, low cost business products and services that have no ongoing account keeping fees and a low interest rate. This includes:

• Small Business Loans from $100,000 up to $1 million that can be fully secured by a residential and/or commercial property
• Residentially Secured Business Loans from $60,000 up to $1 million that can be fully secured by a residential property
• Commercial Loans over $1 million
• Residential Property Development Loans from $200,000 to $2 million to assist in residential property developments
• Leasing - Vehicle and Equipment Finance for $20,000 or more
• Commercial Hire Purchase for Vehicle and Equipment Finance - Motor vehicle or plant and equipment finance from $20,000