Balanced

This option is designed for members who want diversification across a range of asset classes with a balance of risk and return.

Objectives

To achieve high returns over the longer term, but with moderate to high risk. The objective is for earnings to exceed inflation (measured by CPI) by at least 3% averaged over rolling 10 year periods after tax and fees

Investment timeframe

At least 5 years

Asset allocation

Loading chart...
Asset Class Target asset
allocation
Range
Australian Equities 30% 20%-50%
International Equities 27% 15%-35%
Growth Alternatives 4% 0%-12%
Infrastructure 9% 2%-20%
Property 10% 2%-20%
Defensive Alternatives 2% 0%-10%
Fixed Interest 13% 5%-25%
Cash 5% 0%-10%

Fees

Investment fees 0.63%

more information

Risk

Risk level* High
Risk band* 6
Risk of negative return* The estimated likelihood of a negative annual return is 4.1 years in every 20 years.

*Refer to Standard risk measure table

Investment performance

Earning rates as at 30/06/2017

1mth 3mths FYTD 1yr 3yrs 5yrs 7yrs 10yrs
1.39% 3.30% 13.41% 13.41% 9.58% 11.92% 9.88% 5.53%

Past performance is not an indicator of future performance.
The earning rates above have been rounded to two (2) decimal places.
We have shown the declared earning rates applied to member accounts after fees and taxes have been deducted. 
You may not have received the actual earning rate shown in any given year due to the timing of transactions in your account.
The returns for periods greater than 1 year are compound annualised averages.

For more information call us on 1300 131 293.

Earning rates

This graph has been calculated using weekly earning rates

Loading chart...
  • Data for

Past performance is not an indicator of future performance.
The earning rates above have been rounded to two (2) decimal places.
We have shown the declared earning rates applied to member accounts after fees and taxes have been deducted. 
You may not have received the actual earning rate shown in any given year due to the timing of transactions in your account.
The returns for periods greater than 1 year are compound annualised averages.

For more information call us on 1300 131 293.

Weekly

Week ending Earning rate Unit price
14/07/2017 0.70% 1.9524
07/07/2017 0.26% 1.9389
30/06/2017 1.39% 1.9339
23/06/2017 0.18% 1.9073
16/06/2017 -0.03% 1.9038
09/06/2017 -0.58% 1.9044
02/06/2017 0.27% 1.9156
26/05/2017 0.41% 1.9105
19/05/2017 -0.37% 1.9027
12/05/2017 0.44% 1.9097
05/05/2017 0.15% 1.9013
28/04/2017 1.15% 1.8985
21/04/2017 0.20% 1.8770
14/04/2017 -0.30% 1.8733
07/04/2017 0.59% 1.8790
31/03/2017 0.55% 1.8679
24/03/2017 0.01% 1.8576
17/03/2017 0.30% 1.8575
10/03/2017 0.43% 1.8519
03/03/2017 0.60% 1.8439
24/02/2017 -0.15% 1.8329
17/02/2017 0.72% 1.8356
10/02/2017 0.71% 1.8224
03/02/2017 -0.89% 1.8095
27/01/2017 0.83% 1.8258
20/01/2017 -0.63% 1.8108
13/01/2017 -0.21% 1.8222
06/01/2017 0.71% 1.8261
30/12/2016 -0.04% 1.8133
23/12/2016 0.72% 1.8141
16/12/2016 0.11% 1.8012
09/12/2016 1.49% 1.7993
02/12/2016 -0.53% 1.7728
25/11/2016 0.85% 1.7823
18/11/2016 0.48% 1.7673
11/11/2016 1.61% 1.7589
04/11/2016 -1.43% 1.7311
28/10/2016 -0.84% 1.7563
21/10/2016 0.37% 1.7711
14/10/2016 -0.65% 1.7645
07/10/2016 0.53% 1.7760
30/09/2016 0.00% 1.7666
23/09/2016 0.68% 1.7666
16/09/2016 -0.40% 1.7546
09/09/2016 -0.14% 1.7617
02/09/2016 -0.08% 1.7641
26/08/2016 -0.19% 1.7655
19/08/2016 0.38% 1.7689
12/08/2016 0.79% 1.7622
05/08/2016 -0.27% 1.7484
29/07/2016 0.08% 1.7531
22/07/2016 1.03% 1.7517
15/07/2016 1.92% 1.7338
08/07/2016 -0.28% 1.7012
01/07/2016 0.05% 1.7060
30/06/2016 1.40% 1.7052
24/06/2016 -0.56% 1.6817
17/06/2016 -1.47% 1.6912
10/06/2016 0.06% 1.7165
03/06/2016 -0.79% 1.7154
27/05/2016 1.19% 1.7291
20/05/2016 0.33% 1.7087
13/05/2016 0.61% 1.7031
06/05/2016 0.57% 1.6928
29/04/2016 0.14% 1.6832
22/04/2016 0.51% 1.6808
15/04/2016 1.59% 1.6723
08/04/2016 -0.10% 1.6462
01/04/2016 -0.36% 1.6478
25/03/2016 -0.20% 1.6538
18/03/2016 0.29% 1.6571
11/03/2016 -0.09% 1.6523
04/03/2016 1.28% 1.6538
26/02/2016 -0.19% 1.6329
19/02/2016 2.14% 1.6360
12/02/2016 -2.11% 1.6017
05/02/2016 -0.74% 1.6363
29/01/2016 0.68% 1.6485
22/01/2016 -0.30% 1.6373
15/01/2016 -0.45% 1.6423
08/01/2016 -1.91% 1.6498
01/01/2016 0.30% 1.6819
25/12/2015 0.90% 1.6768
18/12/2015 1.03% 1.6618
11/12/2015 -0.84% 1.6449
04/12/2015 -0.84% 1.6589
27/11/2015 -0.22% 1.6729
20/11/2015 1.34% 1.6766
13/11/2015 -1.59% 1.6544
06/11/2015 0.69% 1.6811
30/10/2015 -0.07% 1.6696
23/10/2015 0.89% 1.6707
16/10/2015 0.30% 1.6560
09/10/2015 2.08% 1.6510
02/10/2015 0.12% 1.6174
25/09/2015 -0.79% 1.6155
18/09/2015 0.34% 1.6284
11/09/2015 0.42% 1.6229
04/09/2015 -1.15% 1.6161
28/08/2015 0.76% 1.6349
21/08/2015 -1.83% 1.6225
14/08/2015 -0.53% 1.6528
07/08/2015 -1.33% 1.6616
31/07/2015 0.54% 1.6840
24/07/2015 0.09% 1.6749
17/07/2015 1.43% 1.6734
10/07/2015 0.02% 1.6498
03/07/2015 * 0.62% 1.6495
30/06/2015 * -0.97% 1.6394
26/06/2015 0.21% 1.6554
19/06/2015 0.08% 1.6520
12/06/2015 0.04% 1.6506
05/06/2015 -1.57% 1.6500
29/05/2015 0.72% 1.6763
22/05/2015 0.57% 1.6643
15/05/2015 0.42% 1.6549
08/05/2015 -1.19% 1.6480
01/05/2015 -0.99% 1.6679
24/04/2015 0.42% 1.6845
17/04/2015 -0.69% 1.6774
10/04/2015 1.19% 1.6890
03/04/2015 0.61% 1.6692
27/03/2015 -0.63% 1.6591
20/03/2015 1.17% 1.6697
13/03/2015 -0.20% 1.6504
06/03/2015 0.26% 1.6537
27/02/2015 0.52% 1.6494
20/02/2015 0.16% 1.6409
13/02/2015 0.78% 1.6382
06/02/2015 1.45% 1.6255
30/01/2015 0.90% 1.6022
23/01/2015 2.26% 1.5879
16/01/2015 -0.70% 1.5528
09/01/2015 -0.02% 1.5638
02/01/2015 0.09% 1.5641
26/12/2014 0.96% 1.5627
19/12/2014 1.26% 1.5478
12/12/2014 -1.41% 1.5286
05/12/2014 0.73% 1.5505
28/11/2014 0.63% 1.5392
21/11/2014 -0.28% 1.5296
14/11/2014 -0.53% 1.5339
07/11/2014 0.93% 1.5421
31/10/2014 1.17% 1.5279
24/10/2014 1.41% 1.5103
17/10/2014 0.01% 1.4893
10/10/2014 -1.17% 1.4891
03/10/2014 -0.52% 1.5068
26/09/2014 -0.37% 1.5147
19/09/2014 0.09% 1.5204
12/09/2014 0.43% 1.5190
05/09/2014 0.16% 1.5125
29/08/2014 0.10% 1.5101
22/08/2014 0.92% 1.5086
15/08/2014 1.07% 1.4949
08/08/2014 -0.91% 1.4791
01/08/2014 -0.31% 1.4927
25/07/2014 0.57% 1.4974
18/07/2014 0.36% 1.4889
11/07/2014 0.01% 1.4836
04/07/2014 * 0.94% 1.4835
30/06/2014 * -0.22% 1.4697
27/06/2014 0.34% 1.4730
20/06/2014 0.35% 1.4680
13/06/2014 -0.25% 1.4629
06/06/2014 -0.02% 1.4666
30/05/2014 0.05% 1.4669
23/05/2014 0.80% 1.4661
16/05/2014 0.31% 1.4544
09/05/2014 -0.20% 1.4499
02/05/2014 -0.04% 1.4528
25/04/2014 0.78% 1.4534
18/04/2014 0.57% 1.4421
11/04/2014 -0.82% 1.4339
04/04/2014 0.58% 1.4458
28/03/2014 -0.04% 1.4375
21/03/2014 0.21% 1.4381
14/03/2014 -1.44% 1.4351
07/03/2014 0.39% 1.4561
28/02/2014 0.43% 1.4504
21/02/2014 0.89% 1.4442
14/02/2014 1.61% 1.4314
07/02/2014 -0.64% 1.4087
31/01/2014 -0.89% 1.4178
24/01/2014 -0.59% 1.4305
17/01/2014 0.70% 1.4390
10/01/2014 0.11% 1.4290
03/01/2014 -0.16% 1.4275
27/12/2013 0.96% 1.4298
20/12/2013 1.76% 1.4162
13/12/2013 -0.22% 1.3917
06/12/2013 -0.87% 1.3948
29/11/2013 0.19% 1.4071
22/11/2013 0.35% 1.4045
15/11/2013 0.49% 1.3996
08/11/2013 0.16% 1.3928
01/11/2013 0.35% 1.3906
25/10/2013 0.71% 1.3857
18/10/2013 0.51% 1.3759
11/10/2013 0.24% 1.3689
04/10/2013 -0.82% 1.3656
27/09/2013 0.37% 1.3769
20/09/2013 0.77% 1.3718
13/09/2013 1.02% 1.3613
06/09/2013 -0.03% 1.3476
30/08/2013 -0.06% 1.3480
23/08/2013 0.53% 1.3488
16/08/2013 0.19% 1.3417
09/08/2013 -1.03% 1.3391
02/08/2013 1.47% 1.3530
26/07/2013 0.60% 1.3334
19/07/2013 0.52% 1.3254
12/07/2013 1.10% 1.3186
05/07/2013 * 0.43% 1.3043
30/06/2013 * 0.25% 1.2987
28/06/2013 0.72% 1.2954
21/06/2013 0.14% 1.2862
14/06/2013 -0.18% 1.2844
07/06/2013 -1.12% 1.2867
31/05/2013 -0.19% 1.3013
24/05/2013 -1.09% 1.3038
17/05/2013 0.95% 1.3182
10/05/2013 2.14% 1.3058
03/05/2013 0.46% 1.2784
26/04/2013 1.66% 1.2725
19/04/2013 -0.67% 1.2517
12/04/2013 1.28% 1.2602
05/04/2013 -0.62% 1.2443
29/03/2013 0.17% 1.2521
22/03/2013 -1.33% 1.2500
15/03/2013 -0.31% 1.2669
08/03/2013 0.80% 1.2709
01/03/2013 0.72% 1.2608
22/02/2013 -0.21% 1.2518
15/02/2013 0.73% 1.2544
08/02/2013 0.47% 1.2453
01/02/2013 0.97% 1.2395
25/01/2013 0.61% 1.2276
18/01/2013 0.77% 1.2201
11/01/2013 0.39% 1.2108
04/01/2013 0.95% 1.2061
28/12/2012 0.56% 1.1947
21/12/2012 0.96% 1.1880
14/12/2012 0.53% 1.1767
07/12/2012 0.28% 1.1705
30/11/2012 1.03% 1.1672
23/11/2012 1.14% 1.1553
16/11/2012 -1.22% 1.1423
09/11/2012 -0.13% 1.1564
02/11/2012 0.10% 1.1579
26/10/2012 -1.28% 1.1568
19/10/2012 0.63% 1.1718
12/10/2012 -0.47% 1.1645
05/10/2012 1.68% 1.1700
28/09/2012 -0.23% 1.1507
21/09/2012 0.28% 1.1533
14/09/2012 0.88% 1.1501
07/09/2012 0.78% 1.1401
31/08/2012 -0.21% 1.1313
24/08/2012 0.12% 1.1337
17/08/2012 1.21% 1.1323
10/08/2012 1.06% 1.1188
03/08/2012 0.05% 1.1071
27/07/2012 0.14% 1.1065
20/07/2012 0.46% 1.1049
13/07/2012 -0.77% 1.0998
06/07/2012 * 0.65% 1.1083
30/06/2012 * 0.22% 1.1011
29/06/2012 0.71% 1.0987
22/06/2012 -0.16% 1.0910
15/06/2012 0.02% 1.0928
08/06/2012 -0.14% 1.0926
01/06/2012 0.09% 1.0941
25/05/2012 0.15% 1.0931
18/05/2012 -2.20% 1.0915
11/05/2012 -0.96% 1.1161
04/05/2012 -0.01% 1.1269
27/04/2012 0.16% 1.1270
20/04/2012 0.42% 1.1252
13/04/2012 -0.62% 1.1205
06/04/2012 -0.12% 1.1275
30/03/2012 0.80% 1.1288
23/03/2012 0.04% 1.1198
16/03/2012 1.15% 1.1193
09/03/2012 -0.13% 1.1066
02/03/2012 0.01% 1.1080
24/02/2012 1.24% 1.1079
17/02/2012 -0.07% 1.0943
10/02/2012 0.33% 1.0951
03/02/2012 0.13% 1.0915
27/01/2012 0.39% 1.0901
20/01/2012 0.86% 1.0859
13/01/2012 1.11% 1.0766
06/01/2012 0.65% 1.0648
30/12/2011 -0.48% 1.0579
23/12/2011 0.21% 1.0630
16/12/2011 -0.71% 1.0608
09/12/2011 -0.60% 1.0684
02/12/2011 3.21% 1.0749
25/11/2011 -1.95% 1.0415
18/11/2011 -1.22% 1.0622
11/11/2011 0.36% 1.0753
04/11/2011 -0.45% 1.0714
28/10/2011 2.20% 1.0762
21/10/2011 -0.57% 1.0530
14/10/2011 0.57% 1.0590
07/10/2011 1.19% 1.0530
30/09/2011 1.13% 1.0406
23/09/2011 -2.32% 1.0290
16/09/2011 0.33% 1.0534
09/09/2011 -0.45% 1.0499
02/09/2011 0.78% 1.0546
26/08/2011 0.86% 1.0464
19/08/2011 -1.35% 1.0375
12/08/2011 -0.40% 1.0517
05/08/2011 -3.04% 1.0559
29/07/2011 -1.43% 1.0890
22/07/2011 1.00% 1.1048
15/07/2011 -1.01% 1.0939
08/07/2011 0.44% 1.1051
01/07/2011 * 0.01% 1.1003
30/06/2011 * 1.41% 1.1002
24/06/2011 0.61% 1.0849
17/06/2011 -1.02% 1.0783
10/06/2011 -0.35% 1.0894
03/06/2011 -0.52% 1.0932
27/05/2011 -0.43% 1.0989
20/05/2011 0.07% 1.1036
13/05/2011 0.04% 1.1028
06/05/2011 -0.42% 1.1024
29/04/2011 -0.51% 1.1070
22/04/2011 0.32% 1.1127
15/04/2011 -0.91% 1.1091
08/04/2011 0.69% 1.1193
01/04/2011 1.17% 1.1116
25/03/2011 1.09% 1.0987
18/03/2011 -0.45% 1.0869
11/03/2011 -1.71% 1.0918
04/03/2011 0.86% 1.1108
25/02/2011 -1.19% 1.1013
18/02/2011 0.84% 1.1146
11/02/2011 0.09% 1.1053
04/02/2011 0.55% 1.1043
28/01/2011 0.11% 1.0983
21/01/2011 -0.49% 1.0971
14/01/2011 1.29% 1.1025
07/01/2011 0.57% 1.0885
31/12/2010 -0.21% 1.0823
24/12/2010 0.30% 1.0846
17/12/2010 0.25% 1.0814
10/12/2010 0.36% 1.0787
03/12/2010 1.07% 1.0748
26/11/2010 -0.37% 1.0634
19/11/2010 -0.53% 1.0674
12/11/2010 -0.61% 1.0731
05/11/2010 1.40% 1.0797
29/10/2010 0.13% 1.0648
22/10/2010 -0.15% 1.0634
15/10/2010 0.39% 1.0650
08/10/2010 1.08% 1.0609
01/10/2010 -0.05% 1.0496
24/09/2010 -0.27% 1.0501
17/09/2010 1.28% 1.0529
10/09/2010 0.44% 1.0396
03/09/2010 1.87% 1.0350
27/08/2010 -0.51% 1.0160
20/08/2010 0.09% 1.0212
13/08/2010 -1.08% 1.0203
06/08/2010 1.12% 1.0314
30/07/2010 0.43% 1.0200
23/07/2010 0.47% 1.0156
16/07/2010 * 1.08% 1.0108
30/06/2010 0.00% 1.0000
16/01/2008 -1.91% 1.6498
  • Or from

  • to

Past performance is not an indicator of future performance.
The earning rates above have been rounded to two (2) decimal places.
We have shown the declared earning rates applied to member accounts after fees and taxes have been deducted. 
If you leave the Fund during the year your earnings will be applied using the applicable earning rate for each complete week and the interim earning rate for the period from the last earning rate to the day of exit. The interim earning rate is currently 0.031% (1.60% per annum - effective 20/08/2016).
* Period other than 7 days. 

For more information call us on 1300 131 293.

Monthly

Month ending Earning rate Unit price
Jun 2017 1.39% 1.9402
May 2017 0.34% 1.9073
Apr 2017 1.53% 1.9008
Mar 2017 2.18% 1.8722
Feb 2017 1.03% 1.8322
Jan 2017 0.02% 1.8135
Dec 2016 1.97% 1.8131
Nov 2016 1.35% 1.7781
Oct 2016 -0.90% 1.7544
Sep 2016 0.22% 1.7703
Aug 2016 0.55% 1.7665
Jul 2016 3.03% 1.7569
Jun 2016 -1.43% 1.7067
May 2016 2.66% 1.7300
Apr 2016 1.61% 1.6852
Mar 2016 1.78% 1.6585
Feb 2016 -1.31% 1.6295
Jan 2016 -2.37% 1.6511
Dec 2015 1.31% 1.6912
Nov 2015 -0.35% 1.6693
Oct 2015 3.39% 1.6751
Sep 2015 -0.83% 1.6202
Aug 2015 -3.04% 1.6338
Jul 2015 2.78% 1.6850
Jun 2015 -2.16% 1.6428
May 2015 0.86% 1.6757
Apr 2015 -0.39% 1.6616
Mar 2015 0.69% 1.6683
Feb 2015 3.35% 1.6570
Jan 2015 2.57% 1.6033
Dec 2014 1.51% 1.5632
Nov 2014 0.55% 1.5399
Oct 2014 1.20% 1.5315
Sep 2014 0.14% 1.5134
Aug 2014 0.68% 1.5113
Jul 2014 2.14% 1.5011
Jun 2014 0.21% 1.4746
May 2014 0.89% 1.4666
Apr 2014 0.73% 1.4536
Mar 2014 -0.52% 1.4431
Feb 2014 2.32% 1.4507
Jan 2014 -1.36% 1.4178
Dec 2013 1.91% 1.4373
Nov 2013 1.32% 1.4104
Oct 2013 1.75% 1.3920
Sep 2013 1.50% 1.3680
Aug 2013 0.48% 1.3478
Jul 2013 3.29% 1.3414
Jun 2013 -0.22% 1.2997
May 2013 1.67% 1.3015
Apr 2013 1.77% 1.2801
Mar 2013 -0.38% 1.2578
Feb 2013 2.33% 1.2626
Jan 2013 2.83% 1.2338
Dec 2012 2.71% 1.1998
Nov 2012 0.52% 1.1681
Oct 2012 0.84% 1.1621
Sep 2012 1.82% 1.1524
Aug 2012 1.89% 1.1318
Jul 2012 0.88% 1.1108
Jun 2012 0.20% 1.1008
May 2012 -2.69% 1.0989
Apr 2012 0.04% 1.1293
Mar 2012 1.71% 1.1288
Feb 2012 1.96% 1.1098
Jan 2012 2.86% 1.0885
Dec 2011 0.03% 1.0582
Nov 2011 -1.30% 1.0579
Oct 2011 3.15% 1.0718
Sep 2011 -1.93% 1.0391
Aug 2011 -2.37% 1.0595
Jul 2011 -1.37% 1.0852
Jun 2011 -0.47% 1.1003
May 2011 -0.25% 1.1055
Apr 2011 -0.09% 1.1083
Mar 2011 0.52% 1.1093
Feb 2011 0.76% 1.1036
Jan 2011 0.74% 1.0953
Dec 2010 2.35% 1.0873
Nov 2010 -0.31% 1.0623
Oct 2010 1.41% 1.0656
Sep 2010 3.01% 1.0508
Aug 2010 -0.17% 1.0201
Jul 2010 2.18% 1.0218
Jun 2010 -1.35% 1.0000
May 2010 -3.61% 0.0000
Apr 2010 0.09% 0.0000
Mar 2010 3.48% 0.0000
Feb 2010 0.97% 0.0000
Jan 2010 -2.62% 0.0000
Dec 2009 2.99% 0.0000
Nov 2009 1.61% 0.0000
Oct 2009 -0.44% 0.0000
Sep 2009 3.24% 0.0000
Aug 2009 2.31% 0.0000
Jul 2009 4.41% 0.0000
Jun 2009 2.37% 0.0000
May 2009 1.71% 0.0000
Apr 2009 3.47% 0.0000
Mar 2009 3.88% 0.0000
Feb 2009 -3.46% 0.0000
Jan 2009 -1.26% 0.0000
Dec 2008 0.26% 0.0000
Nov 2008 -4.21% 0.0000
Oct 2008 -8.60% 0.0000
Sep 2008 -7.22% 0.0000
Aug 2008 1.80% 0.0000
Jul 2008 -1.52% 0.0000
Jun 2008 -5.67% 0.0000
May 2008 0.45% 0.0000
Apr 2008 3.09% 0.0000
Mar 2008 -2.64% 0.0000
Feb 2008 0.19% 0.0000
Jan 2008 -7.04% 0.0000
Dec 2007 0.43% 0.0000
Nov 2007 -1.95% 0.0000
Oct 2007 2.14% 0.0000
Sep 2007 2.97% 0.0000
Aug 2007 0.22% 0.0000
Jul 2007 -0.54% 0.0000
Jun 2007 0.03% 0.0000
May 2007 2.30% 0.0000
Apr 2007 2.03% 0.0000
Mar 2007 1.32% 0.0000
Feb 2007 0.15% 0.0000
Jan 2007 1.57% 0.0000
Dec 2006 2.44% 0.0000
Nov 2006 1.73% 0.0000
Oct 2006 2.20% 0.0000
Sep 2006 1.84% 0.0000
Aug 2006 2.26% 0.0000
Jul 2006 -0.08% 0.0000
Jun 2006 1.21% 0.0000
May 2006 -2.84% 0.0000
Apr 2006 0.59% 0.0000
Mar 2006 3.24% 0.0000
Feb 2006 1.03% 0.0000
Jan 2006 2.24% 0.0000
Dec 2005 2.41% 0.0000
Nov 2005 3.23% 0.0000
Oct 2005 -2.30% 0.0000
Sep 2005 3.21% 0.0000
Aug 2005 1.01% 0.0000
Jul 2005 2.11% 0.0000
Jun 2005 2.41% 0.0000
May 2005 2.60% 0.0000
Apr 2005 -1.75% 0.0000
Mar 2005 -0.53% 0.0000
Feb 2005 1.39% 0.0000
Jan 2005 0.80% 0.0000
Dec 2004 2.05% 0.0000
Nov 2004 2.81% 0.0000
Oct 2004 1.82% 0.0000
Sep 2004 2.07% 0.0000
Aug 2004 1.33% 0.0000
Jul 2004 0.07% 0.0000
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Past performance is not an indicator of future performance.
The earning rates above have been rounded to two (2) decimal places.
We have shown the declared earning rates applied to member accounts after investment fees and taxes have been deducted. 
You may not have received the actual earning rate shown in any given year due to the timing of transactions in your account.

For more information call us on 1300 131 293.