Investment choice

We all have different attitudes and tolerance to risk and money. Investing is all about balancing the risk with the return you are targeting. And depending on your life stage, those decisions will change with time as will the market.

We offer a range of investment options, so there's bound to be an option to suit your needs, no matter what stage of life you are at.

Making your investment choice

All these options have different objectives and strategies as well as changing risk levels and returns. Learn more about the standard risk measures that are used to describe the risk that applies to each of our investment options. 

Review your investment options

It's important to choose the right investment strategy to suit your needs and whether you're new to the workforce, changing jobs, nearing or currently in retirement - making small, informed decisions along the way can make a big difference to the end result. You can seek financial advice to help review your investment options and it doesn't need to cost you a lot of time or money.

For $1101, an AustSafe Super Financial Planner# can help you determine the most appropriate investment strategy for your life stage+. You have the option of deducting this amount from your AustSafe Super account.

To make an appointment with an AustSafe Super Financial Planner, just call 1300 131 293. 

1This amount is inclusive of GST.
#Any personal financial advice you receive through an AustSafe Super Financial Planner# is provided by Industry Fund Services Limited (IFS) (AFSL 232514, ABN 54 007 016
195), and IFS is responsible for that advice.
+The cost for any personal advice beyond investment choice is charged on fee for service basis and a quote will be provided for your approval to proceed.

Making the change

You can change how your super is invested anytime, as often as weekly and at no cost. Simply:


What if you don’t make a choice?

Pension members need to choose an investment option when they join as there is no default option.

For more information about investment choice, read the Pension PDS.

1Austsafe Pty Ltd ABN 96 010 528 597 AFSL 314183 RSE License L0002035 has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195 AFSL No 232514 to facilitate the provision of financial advice to members of Austsafe Pty Ltd. Advice is provided by one of our financial planners who are Representatives of IFS. Fees may apply. Further information about cost of advice is set out in the relevant Financial Services Guide, a copy of which is available at or by calling 1300 131 293. IFS is responsible for any advice given to you by its Representatives. Any reference made to an AustSafe Super Financial Planner refers to the IFS service.